Bassford, Hanvik & Pyles, P.A.
Over 100 Years of Combined Experience
Call 952-285-1811

4725 Excelsior Boulevard
Suite 402
St. Louis Park, MN 55416
Phone: 952-285-1811
Fax: 952-285-2881

Bankruptcy

Chapter 7 Bankruptcy

Chapter 13 Bankruptcy  

Important Bankruptcy Information

Knowledgeable Minnesota Bankruptcy Lawyers

The stress and anxiety of filing for bankruptcy can be overwhelming. Bassford, Hanvik & Pyles, P.A. bankruptcy attorneys will relieve your stress by explaining bankruptcy to you in a way that you understand. We will file the paperwork for you, appear in court on your behalf and negotiate with a bankruptcy trustee.

We provide competent and effective representation as you file for either Chapter 7 or Chapter 13 Bankruptcy. We will listen to your concerns and provide you with quality representation during personal bankruptcy proceedings. Contact the lawyers at Bassford, Hanvik & Pyles, P.A., today to allow us to work with you through this challenging time and provide you with the bankruptcy advice you need.

Questions & Answers about Bankruptcies

1. How much does it cost?
The filing fee for a Chapter 7 case is $299 and the filing fee for a Chapter 13 case is $274. The attorney's fees will vary depending on the complexity of your case. We will give you a quote over the phone if you call our office.

2. How long does a bankruptcy stay on your credit record?
Chapter 7 and 13 stay on your credit report for up to 10 years.

3. How long does a bankruptcy case take?
An average Chapter 7 case can be completed within 4 months. A Chapter 13 runs 3-5 years, depending on your repayment plan. You won't be dealing with the bankruptcy filing for that long, but your repayment plan may take that long to complete.

4. Will I lose my possessions — my house, furniture or car?
Your house, the things inside your house, and your vehicle are usually protected. In general, you can also protect most of your personal property such as a motorcycle, guns, a snowmobile, etc. Remember, if your property has a loan against it, you will need to keep making the monthly payments in order to retain that property.

5. Can someone come into my house and take my things?
Our job is to protect your belongings. In most Chapter 7 cases, there is no pool of resources to distribute to creditors. If you have something that will not be protected when you file for bankruptcy, we will bring it to your attention.

Our Approach

We provide an initial free consultation. We offer bankruptcy counsel at affordable fees. We will personally handle your case until your debts have been discharged. We are available for any questions that you may have as your case progresses. We offer weekend and evening appointments for your convenience.

Bassford, Hanvik & Pyles, P.A. 
4725 Excelsior Boulevard,
Suite 402,
St. Louis Park, MN 55416

Phone: 952-285-1811
Fax: 952-285-2881
Map and Directions

Bassford, Hanvik & Pyles, P.A. serves clients throughout the Twin Cities Metro Area, including in Minneapolis, St. Paul, Bloomington, Eden Prairie, Edina, Golden Valley, Hopkins, Minnetonka, Plymouth and St Louis Park; and in Hennepin County and Ramsey County, Minnesota.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

Copyright © 2010 by Bassford, Hanvik & Pyles, P.A. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement.